A Plan, a Home, and the Freedom to Love People for a Living
For her entire life, Tiffany McMaster has been the kind of person who shows up for everyone else.
As a mother of two and a longtime restaurant server, she built her life around responsibility. She worked hard. She loved hard. She kept moving. Yet, the days were long and the future felt uncertain.
But in 2023, when Tiffany connected with Habitat’s Financial Opportunity Center (FOC), something changed. For the first time, she was surrounded by people showing up for her. At the time, Tiffany was receiving public assistance and working to create a more stable future for her sons. She had already started saving, but she needed help turning her hopes into a plan.
Working with the FOC team, Tiffany laid out her income, expenses, credit, goals, and the steps it would take to move forward.
“I had already started saving and was on my journey,” Tiffany said, “but the FOC helped me
lay everything out, establish priorities and build a plan to work toward my goals.”
Tiffany wanted to own her own home and start her own business as an independent provider caring for people with special needs.
With support from the FOC, Tiffany built the foundation she needed. She got off assistance and increased her credit score by more than 100 points. She was no longer just trying to make it month to month. She was gaining control, confidence, and momentum.
Build Hope by Giving Today
Please consider a gift today. Any amount makes a difference in the lives of families and our community!
Here’s what your donation can buy …
$25 – Furnace filters for a Habitat home
$50 – Bathroom faucet for a Habitat home
$250 – Gas cards for 10 FOC clients to
maintain jobs
$1000 – Provides 1-on-1 financial
coaching for one Habitat partner family
Because everyone deserves a decent place to live, where life and hope, can flourish.
During the months leading up to moving into her Habitat home, Tiffany was still serving in a restaurant, helping build her house - showing up to every shift, building clientele for her future business, pursuing licensure, and raising her sons. She was carrying the weight of today while working toward something better for tomorrow.
After years of being the person others depended on, Tiffany found herself surrounded by Habitat volunteers, donors, staff, and supporters giving their time and resources to help her family build a home.
“To see so many people do that for me was amazing,” she said.
In October 2024, Tiffany moved into her Habitat home. By the end of that year, she quit serving. And when 2025 began, she stepped fully into the life she had been working toward: running her own business as an independent provider.
That year, she doubled her income.
Today, Tiffany manages her business with the same discipline she developed through the FOC. She makes her schedule one month in advance, projects her income, and budgets accordingly.
Financial independence can still feel scary, but now she has the tools and confidence to navigate it.
For the first time in 25 years, Tiffany only works weekends when she chooses. She is on track to earn even more this year, expanding the work she loves.
“I am literally doing what I love and what I prayed for years to be able to do,” Tiffany said.
That is the deeper impact of Habitat’s FOC. It is not only about budgets, credit scores, or income growth. It is about helping someone take the strength they already have and giving it structure. It is about turning survival into stability, and stability into opportunity.
Tiffany did the work. She showed up. She stayed committed. But she did not have to do it alone.
Because of Habitat supporters, Tiffany is now rooted in a safe home, running her own business, providing for her sons, and caring for people in a way that gives purpose to every day.
“I get paid to love people,” Tiffany said. “That’s the biggest gift.”
Options for Giving
Individual Donors
Businesses/ Organizations
Businesses/ Organizations
We offer a variety of options to make it easy for individuals to financially support our Mission.
One-time donations in any amount are welcome as are monthly contributions deducted from a bank account or credit card.
Businesses/ Organizations
Businesses/ Organizations
Businesses/ Organizations
Make a difference in the community in which your employees or members live and work through a Mission Partnership.
Partnering with Habitat is a great way to provide team building and community engagement. We can modify Sponsorships to meet the needs of our partners and ensure they receive broad recognition.
Items for ReStore
Businesses/ Organizations
Items for ReStore
We accept new or gently used materials from retail outlets, contractors and homeowners. Some items may be used to build or repair homes, while most items will be sold by ReStore (both online and in the store) to support Habitat programs. Small items can be dropped off at Restore between 10am and 5 pm Tues.-Sat. Schedule pick up for larger items by our ReStore truck.
Planned Giving
Businesses/ Organizations
Items for ReStore
Some donors want to make sure they can support Habitat well into the future. Planned Giving is a lasting expression of who you are and what mattered to you in your lifetime. The most common way to create a legacy is through a bequest gift in your will. You can also consider making a planned gift through an insurance policy, stock transfer or gift annuity.
Our Commitment to Transparency
Habitat for Humanity and its local affiliates are committed to financial transparency and accountability. Habitat for Humanity consistently carries a four-star rating from Charity Navigator. We are committed to good governance and industry best practices and we take our responsibility as stewards of our donors and supporters' investments seriously.
Our Key Partners
Learn about Tiffany's story with the Financial Opportunity Center that led to a plan, a home and the freedom to love people for a living.