Repair

Critical Home Repair

The Home Repair program for Habitat for Humanity is a unique, and much-needed program to serve low income families in Findlay/Hancock County. Since 2013 the program has provided a variety of home repairs and modifications with a priority placed on those that address safety, health, energy efficiency and accessibility issues.

To qualify, families must have owned their home for at least two years and be current on their property taxes. Priority is given to veterans, seniors, and disabled homeowners.

The application process may take up to 6 months before repairs are scheduled to begin on your home due to overwhelming demand for this program in our community.

Our Repair program should not be considered an emergency repair service, if you are in need of immediate services, please contact a certified contractor. Outdoor repairs including roofs, ramps, and landscaping will not be completed in the months of November through February due to weather.

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Volunteer for Repair

Handicap accessibility modifications, electrical, plumbing, heating and roof repairs lead the way of needs for our homeowners. Volunteers are needed year round to help do 1-2 projects a month. A typical repair project takes 3 days. Volunteer shifts are 4 hours on one day.

Applicant Criteria

Habitat for Humanity selects families based on three criteria:

Need

Homeowners must demonstrate that the scope of the repair will improve living conditions so the home is safer, warmer or drier.

The applicant must be the legal owner of the property, living in the home for at least two years and be current on property taxes.
The home must be located in Hancock County.
You must intend to remain in the home for at least two years after the repairs are complete.
You cannot be the owner of multiple properties and/or duplexes.

Ability to Pay

Homeowners must be able to document both their financial need for help with the repairs as well as the ability to afford the repayment plan.

Income must be steady, reliable, and documented
A minimum $50 down payment will be required

You will be required to pay back the cost of materials plus a small administrative fee (10%) based on a sliding scale of your family’s income. All volunteer labor is provided at no cost to the homeowners. Subcontractor labor for non-volunteer projects may be utilized at a special discounted fee (mold and 2nd story construction). We also provide a 0% interest payment plan that is normally 1-2 years in length. The length of the payment plan is based upon the homeowner’s income, ability to pay, and the scope of the project.

Bankruptcies must have been discharged for more than two years.
Income must fall below 80% of area median income (AMI). Those who are below or slightly above these ranges will be considered on a case-by-case basis.

Willingness to Partner

Families must demonstrate a willingness to participate in the preparation for and actual work of the repairs (as they are able) as well as fulfilling other requirements of the program.

Meet deadlines, attend scheduled appointments, and demonstrate a willingness to partner
Fulfill sweat equity requirements which usually involves participating in the ReStore program; and preparation for, actual work on (as able), and presence during your repair project
Acknowledge the monthly payments that will be required to repay the loan for the completed work