Thank you for your interest in owning a Habitat for Humanity Home. There are four REQUIREMENTS to apply for a Habitat home:
Please answer the questions on the application form and we will review the information and contact you about the next steps in the application process. This will include submitting additional information and documentation.
If you DO NOT meet Habitat requirements, you will be notified within 90 days.
NOTE: Providing false information will immediately disqualify you.
Volunteers are needed in the months of April-June and August-October for the two new home constructions annually. Volunteer shifts are 4 hours and include every step of the building process from laying the foundation work to finishing the painting.
No previous experience needed. We have on-site crew leaders and professional builders there to assist volunteers along the way.
No, but if you meet the criteria and are accepted into the Homeownership Program, you will purchase a home with a 0% interest mortgage. The length of the mortgage can vary from 20-30 years depending on the house price and your family income. Depending on the home selected, monthly payments (including taxes and insurance) are normally between $450 to $600.
All of our homes are simple, decent and affordable homes for you and your family. Some homes are existing homes that are renovated so that no major repairs are needed for at least 10 years. Some homes are built new as 3, 4 or 5 bedrooms depending on your family size. If needed, homes can be built or renovated (when possible) to ADA standards.
All homes are in Hancock County, primarily in Findlay and normally in the Findlay City School District. There are periodically homes available outside the city limits.
The application process can take up to a few months (partly dependent on you) and then, if approved for the program, it takes at least 12-18 months to purchase a home. The completion of your home will depend on the overall construction schedule and other variables including funding sources, building requirements, and whether it is a new build or rehab of an existing home.
Yes. Once the application is filled out at the application meeting, the Family Services Manager will review your income and pull your credit report. However, we do not pull a credit score.
To receive a free credit report, visit CreditReport.com
Once approved for the program, each Partner Family will be required to complete at least 400 sweat equity hours (volunteer hours) prior to closing on their house. As part of Sweat Equity, Partner Families attend required monthly education and financial education meetings and communicate twice a month with a Support Partner who is a volunteer that helps each Future Homeowner through the program.
We also ask Partner Families to demonstrate a Willingness to Partner. This includes advocating for Habitat for Humanity and decent housing, fulfilling requirements and communicating any changes in your life (job, family, health) to us in a timely way.
Sweat Equity is the way that you partner with us and work alongside team members and volunteers. Each Future Homeowner must complete at least 400 volunteer sweat equity hours. Friends and family may help work some of these hours.
Sweat equity is completed primarily through:
Through Sweat Equity, you are preparing for the jump into homeownership.